Gregory's Server@saramg i'm in my early 40s and the fucks i give are so low that i don't even work in the industry anymore, because i don't think it's worth the money. i'm very good at what i do. but i don't wanna.
|
21 comments
@thor @saramg Financial Independence Retire Early. Was a (big) thing a couple of years ago, e.g. mr money mustache made it somewhat popular https://www.mrmoneymustache.com/  @jnbhlr it's not that you can decide to go this route spontaneously, but more that i found out how i'm mentally equipped and i'm working from that. @jnbhlr with that said, even if you're the average person and you decide to quit a job you've had for a few years, you can keep going on benefits for at least a year or two, even if nothing's wrong with you. @jnbhlr you will receive about 66% of the income you had while you were working. there is a time penalty if you resign yourself, of a few weeks. if you're fired, there is no penalty. @jnbhlr i've been off the job trail for a bit longer though, so my benefits are not as good as that. my income's about 1/3 of the average currently. but this is workable, if you just learn how to be a bit frugal. @thor so "you're not good enough with money" but you're "a bit frugal"? Maybe you want to try to work on your money skills as you get half of the equation figured out :-) @jnbhlr i know i'm bad with money so i use tricks to fool myself into being better. @jnbhlr if there is money in the account that the debit card is on, that'll evaporate quickly. if i keep the money in an account in another bank that doesn't have a card and takes a day to transfer, that makes it less easy to impulse buy. with scheduled transfers 3 times a week, you get a steady amount of money to spend. @thor Scientists developed a guidance chart on how to try reduce impulse buyings https://www.projekt-meinding.de/fileadmin/md/uebungen/Tipp-Wirklich_MeinDing.pdf maybe you can get that translated as I think it's fairly good @jnbhlr the main approach i use is that i try to rig my life so i'll be forced to do the right thing. @thor That's totally the way to go from all I know: Make the "right thing" easy and the "wrong thing" hard. Good luck! @thor for me not logging into amazon/ebay/paypal by default and keeping the passwords not in the browser but in the seperate password manager helps some :-) @jnbhlr i can be pretty determined about these impulse buys... it's hard to explain. they're more like compulsions than momentary impulses. @thor No need to explain. Do I need a 3D printer in the sense that I will print enough to justify the space/money taken by it? Maybe not. Did I buy a 3D printer? Yes. I entertained the purchase for about 10 years though :-) Now I need to practice my cad/slicing tuning skills... |
@thor @saramg You went the FIRE route or what?