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Top-level
jnbhlr
20 comments
Thorwegian ❄️
jnbhlr

@thor @saramg Financial Independence Retire Early. Was a (big) thing a couple of years ago, e.g. mr money mustache made it somewhat popular mrmoneymustache.com/

13 Jun 2023 at 10:06 | Open on toot.bike
Thorwegian ❄️

@jnbhlr @saramg seeing as i'm in Scandinavia, i've got a few other buttons i can push to secure a basic income.

13 Jun 2023 at 10:08 | Open on berserker.town
Thorwegian ❄️

@jnbhlr @saramg i haven't got the "early retirement with all the money i saved up" option because i'm not good enough with money for that. and in any case, i still wanna do stuff. you gotta keep life interesting somehow. but i'm taking my time.

13 Jun 2023 at 10:12 | Open on berserker.town
Thorwegian ❄️

@jnbhlr @saramg so the general idea here is to use the system that exists here in Scandinavia for all its worth, while still looking for ways of being useful. maybe get some kind of business going.

13 Jun 2023 at 10:14 | Open on berserker.town
jnbhlr

@thor care to elaborate on those buttons?

13 Jun 2023 at 10:15 | Open on toot.bike
Thorwegian ❄️

@jnbhlr well, one of them is that i've got AuDHD type conditions. so it's difficult to do anything that i'm not obsessed with. i discovered that during the 15 years where i attempted to be a part of the regular workforce. but i suspected i wasn't quite normal so i began getting that checked out with psychiatrists and such, and they found anomalies. it's not like you automatically get a get-out-of-jail card just from that, but i was able to prove to the government that i had faced serious issues despite acceptable starting conditions, so it was plausible to the government that "hm, you know, maybe he's having difficulty due to his diagnoses"

the true difficulty is that my productivity is selective. i'm not good with holding onto a job that i dislike.

@jnbhlr well, one of them is that i've got AuDHD type conditions. so it's difficult to do anything that i'm not obsessed with. i discovered that during the 15 years where i attempted to be a part of the regular workforce. but i suspected i wasn't quite normal so i began getting that checked out with psychiatrists and such, and they found anomalies. it's not like you automatically get a get-out-of-jail card just from that, but i was able to prove to the government that i had faced serious issues despite...

13 Jun 2023 at 10:19 | Open on berserker.town
Thorwegian ❄️

@jnbhlr it's not that you can decide to go this route spontaneously, but more that i found out how i'm mentally equipped and i'm working from that.

13 Jun 2023 at 10:20 | Open on berserker.town
Thorwegian ❄️

@jnbhlr with that said, even if you're the average person and you decide to quit a job you've had for a few years, you can keep going on benefits for at least a year or two, even if nothing's wrong with you.

13 Jun 2023 at 10:21 | Open on berserker.town
Thorwegian ❄️

@jnbhlr you will receive about 66% of the income you had while you were working.

there is a time penalty if you resign yourself, of a few weeks. if you're fired, there is no penalty.

13 Jun 2023 at 10:22 | Open on berserker.town
Thorwegian ❄️ replied to Thorwegian

@jnbhlr i've been off the job trail for a bit longer though, so my benefits are not as good as that. my income's about 1/3 of the average currently. but this is workable, if you just learn how to be a bit frugal.

13 Jun 2023 at 10:24 | Open on berserker.town
jnbhlr replied to Thorwegian

@thor so "you're not good enough with money" but you're "a bit frugal"? Maybe you want to try to work on your money skills as you get half of the equation figured out :-)

13 Jun 2023 at 10:25 | Open on toot.bike
Thorwegian ❄️ replied to jnbhlr

@jnbhlr i know i'm bad with money so i use tricks to fool myself into being better.

13 Jun 2023 at 10:26 | Open on berserker.town
Thorwegian ❄️ replied to Thorwegian

@jnbhlr if there is money in the account that the debit card is on, that'll evaporate quickly.

if i keep the money in an account in another bank that doesn't have a card and takes a day to transfer, that makes it less easy to impulse buy.

with scheduled transfers 3 times a week, you get a steady amount of money to spend.

13 Jun 2023 at 10:28 | Open on berserker.town
jnbhlr replied to Thorwegian

@thor Scientists developed a guidance chart on how to try reduce impulse buyings projekt-meinding.de/fileadmin/ maybe you can get that translated as I think it's fairly good

13 Jun 2023 at 10:29 | Open on toot.bike
Thorwegian ❄️ replied to jnbhlr

@jnbhlr the main approach i use is that i try to rig my life so i'll be forced to do the right thing.

13 Jun 2023 at 10:30 | Open on berserker.town
jnbhlr replied to Thorwegian

@thor That's totally the way to go from all I know: Make the "right thing" easy and the "wrong thing" hard. Good luck!

13 Jun 2023 at 10:31 | Open on toot.bike
jnbhlr replied to Thorwegian

@thor for me not logging into amazon/ebay/paypal by default and keeping the passwords not in the browser but in the seperate password manager helps some :-)

13 Jun 2023 at 10:30 | Open on toot.bike
Thorwegian ❄️ replied to jnbhlr

@jnbhlr i can be pretty determined about these impulse buys... it's hard to explain. they're more like compulsions than momentary impulses.

13 Jun 2023 at 10:32 | Open on berserker.town
jnbhlr replied to Thorwegian

@thor No need to explain. Do I need a 3D printer in the sense that I will print enough to justify the space/money taken by it? Maybe not. Did I buy a 3D printer? Yes. I entertained the purchase for about 10 years though :-) Now I need to practice my cad/slicing tuning skills...

13 Jun 2023 at 10:38 | Open on toot.bike
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