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jnbhlr

@thor so "you're not good enough with money" but you're "a bit frugal"? Maybe you want to try to work on your money skills as you get half of the equation figured out :-)

8 comments
Thorwegian ❄️ replied to jnbhlr

@jnbhlr i know i'm bad with money so i use tricks to fool myself into being better.

Thorwegian ❄️ replied to Thorwegian

@jnbhlr if there is money in the account that the debit card is on, that'll evaporate quickly.

if i keep the money in an account in another bank that doesn't have a card and takes a day to transfer, that makes it less easy to impulse buy.

with scheduled transfers 3 times a week, you get a steady amount of money to spend.

jnbhlr replied to Thorwegian

@thor Scientists developed a guidance chart on how to try reduce impulse buyings projekt-meinding.de/fileadmin/ maybe you can get that translated as I think it's fairly good

Thorwegian ❄️ replied to jnbhlr

@jnbhlr the main approach i use is that i try to rig my life so i'll be forced to do the right thing.

jnbhlr replied to Thorwegian

@thor That's totally the way to go from all I know: Make the "right thing" easy and the "wrong thing" hard. Good luck!

jnbhlr replied to Thorwegian

@thor for me not logging into amazon/ebay/paypal by default and keeping the passwords not in the browser but in the seperate password manager helps some :-)

Thorwegian ❄️ replied to jnbhlr

@jnbhlr i can be pretty determined about these impulse buys... it's hard to explain. they're more like compulsions than momentary impulses.

jnbhlr replied to Thorwegian

@thor No need to explain. Do I need a 3D printer in the sense that I will print enough to justify the space/money taken by it? Maybe not. Did I buy a 3D printer? Yes. I entertained the purchase for about 10 years though :-) Now I need to practice my cad/slicing tuning skills...

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