@DrDanMarshall
The proposed solutions still operate within a hierarchical and capitalist framework, which leads with it all of the systematic problems. What would be better is a completely decentralized system based on voluntary cooperation, where resources are shared equally among all members of society without the need for taxation or insurance. Collective decision-making and direct democracy could be used to address issues of efficiency and inequality within communal and workshop systems.
@Radical_EgoCom But if rich individuals or collectives *do* exist or come into being, how would you "encourage" them to "voluntarily" help out the less fortunate individuals or collectives? Insurance egoistically voluntary, but less important for the rich. Gifts voluntary, but translate wealth into political power. Taxation not voluntary.