@Radical_EgoCom Indeed. But on commune, workshop system, same problem can emerge. Division of labor is more efficient, but separation implies inequality. If communes, workshops specialize, inequality would re-emerge. Solidarity, mutual aid would help, but "gifts make slaves like whips make dogs." Insurance socializes risk, but less important richer you are. Progressive taxation would help, but is it legitimate, or exploitative?
@DrDanMarshall
The proposed solutions still operate within a hierarchical and capitalist framework, which leads with it all of the systematic problems. What would be better is a completely decentralized system based on voluntary cooperation, where resources are shared equally among all members of society without the need for taxation or insurance. Collective decision-making and direct democracy could be used to address issues of efficiency and inequality within communal and workshop systems.