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Sebastian Elisa

@batalanto @largess @simon @adam Answered to the wrong part of the thread before so here again)

In Austria you can't use cheques at all, since all (all, not "all major" or something like that) banks stopped accepting them some years ago.

And there are some free bank accounts by more or less trusted banks (N26 e.g.) that let you do free SEPA instant transfers

5 comments
Contradiction Finder

@deadda7a @largess Thanks for the info.. that’s quite interesting. I’m a bit skeptical that you can do a SEPA transfer outside of SEPA. I guess it’s not SEPA end to end. Is it perhaps a case where an Australian bank has an account in a place like Germany, and they send & receive money on your behalf within SEPA & put your Australian acct# in a memo field to associate it to you?

Contradiction Finder

@largess @deadda7a If I want to receive money in the US from the SEPA, I can’t simply give an IBAN № to the payer because there is no way for my individual account to have an IBAN number. I give the IBAN of my bank’s intermediary & must also instruct the sender to put my bank name & my acct# in the comment/memo field so the money can get routed after it lands on the bank’s own acct.

Sebastian Elisa

@batalanto @largess Austria, not Australia 😅 The one next to Germany with the Alps, no kangooros

Contradiction Finder replied to Sebastian

@deadda7a @largess Ah, speed reading problem. largess referred to Australia so that’s where my head was.. with the kangeroos.

Sebastian Elisa replied to Contradiction

@batalanto @largess We had one wild one actually (escaped from a circus or something and roamed in the woods), but it was run over by a car like two years ago :(

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