@deadda7a @largess Thanks for the info.. that’s quite interesting. I’m a bit skeptical that you can do a SEPA transfer outside of SEPA. I guess it’s not SEPA end to end. Is it perhaps a case where an Australian bank has an account in a place like Germany, and they send & receive money on your behalf within SEPA & put your Australian acct# in a memo field to associate it to you?
@largess @deadda7a If I want to receive money in the US from the SEPA, I can’t simply give an IBAN № to the payer because there is no way for my individual account to have an IBAN number. I give the IBAN of my bank’s intermediary & must also instruct the sender to put my bank name & my acct# in the comment/memo field so the money can get routed after it lands on the bank’s own acct.