@QasimRashid Yeah, I would not see having a smartphone as a problem or even indication that one can't manage money.
However, I actually live in a country in which it is thankfully largely possible to not own a smartphone and I barely use mine (a device I use since five years and I have costs of 0€ per month for 200MB 4G-speed mobile data + unlimited 64 kbit/s). And I wish for that to stay optional, thus each time something (company or goverment) that provides some essential services comes up with something that will allegedly save money but destroy the accessible non-smartphone dependent system (like #dhl is trying to with new packet stations atm) I join the outreach against that and in most cases it works out.