But that just illustrates my point, which I think you're still missing. In many parts of the world, even rural people who are reasonably well off economically typically don't own cars because regardless of where they live, it's unusual that private car ownership actually makes more economic sense than using things like buses. It's just hard for us to see that because our governments use very heavy subsidies to aggressively distort the market in favor of private cars.
In other words, if my villager friend had tried to purchase, fuel, and maintain her own car, that likely would have driven her into poverty. Instead, using more convivial modes of transportation helped her to leverage what we would probably consider quite modest means to pursue experiences and opportunities she wanted.