Gregory's Server
- The user has a fixed home address
- the user is never in a foreign city and never will be mugged, their wallet and phone will never be stolen from them
- the user will never drop keys down the drain
- the user is not homeless, with a phone that has just died, and their only computer is a public access library computer running Internet Explorer 6.
- the user is able to afford a monthly subscription to Bitwarden
via @alexandria