Gregory's Server@cendawanita @brennansv Where I live, the trend is more towards NFC payments, especially via Apple Wallet or Google Pay. Which also works here in Malaysia—but people are surprised that it works.
|
11 comments
 @atomicpoet @atomicpoet @cendawanita Sometimes countries like US and Canada are able to adopt new technologies early with a lot of investment then other countries get the tech later after it is refined and costs have come down. In a way they get to skip all the rouge edges and spend less to get the same stuff. @atomicpoet @cendawanita We have Clipper for public transit here which is a touches system but people still press their cards against the surface all the time. I have my Clipper card set up with my Apple Watch and I just bring it close enough to make that noise. It’s so convenient.  @cendawanita @brennansv In Canada, there’s a service called Interac. It behaves like a credit card, and even gives you a credit card number, but it debits your bank account. You can use Interac with Apple Wallet. However, it’s useless for traveling. @atomicpoet I use this a lot when travelling because it's an ewallet but the credit card is basically a debit card, and because it deducts from the wallet i have another layer of protection so it doesn't harm my actual savings. (And i can reload with my credit card balance) @cendawanita @brennansv Interac is kind of similar. Here’s more info: https://en.wikipedia.org/wiki/Interac?wprov=sfti1 @atomicpoet @atomicpoet @cendawanita I used travelers checks on one trip many years ago. These days I’d like to load up a digital wallet with whatever crypto is used at my destination and just use that. No exchange fees or conversions needed. I’ve gone to festivals where you can only get food and drinks using the tickets you buy from the organizers. It would be sort of like that, but a digital currency. I’ve read of this sort of system being created already but have never seen it in use.  @atomicpoet @cendawanita @brennansv Most banks in Europe give you a card that works both as a credit card and as the common debit & prepaid card standard (Bancomat). The credit side is also associated with your bank account, so it's usually covered automatically at the end of the month unless this would result in an overdraw. @atomicpoet @cendawanita @brennansv Apple Pay only entered here end of last year & is still limited to just a few banks (plus iPhones have never been that dominant here). Samsung Pay never really caught on. I think digital payment systems as a whole only really became commonplace during the pandemic. |
@atomicpoet @cendawanita @brennansv What I feel Malaysia has over Canada is more options for prepaid services, which is fantastic.