Gregory's Server@atomicpoet
I'm extremely certain that it's because we're an Android dominant market + both of these american solutions requires a connection to your credit card, which is actually still not a thing (it's very class stratified usage). It's only because of COVID tbh as well, but that benefited the e-wallets first because first mover advantage + connection is as basic as your bank account + it's the more low-tech option (feature phones may not be able to scan codes but the point is that it's piggybacking the existing IBG interbank system)
@brennansv
|
Top-level
6 comments
@atomicpoet I use this a lot when travelling because it's an ewallet but the credit card is basically a debit card, and because it deducts from the wallet i have another layer of protection so it doesn't harm my actual savings. (And i can reload with my credit card balance)  @cendawanita @brennansv Interac is kind of similar. Here’s more info: https://en.wikipedia.org/wiki/Interac?wprov=sfti1 @atomicpoet  @atomicpoet @cendawanita I used travelers checks on one trip many years ago. These days I’d like to load up a digital wallet with whatever crypto is used at my destination and just use that. No exchange fees or conversions needed. I’ve gone to festivals where you can only get food and drinks using the tickets you buy from the organizers. It would be sort of like that, but a digital currency. I’ve read of this sort of system being created already but have never seen it in use.  @atomicpoet @cendawanita @brennansv Most banks in Europe give you a card that works both as a credit card and as the common debit & prepaid card standard (Bancomat). The credit side is also associated with your bank account, so it's usually covered automatically at the end of the month unless this would result in an overdraw. |
@cendawanita @brennansv In Canada, there’s a service called Interac. It behaves like a credit card, and even gives you a credit card number, but it debits your bank account. You can use Interac with Apple Wallet. However, it’s useless for traveling.