@Gargron I'm happy for you but also having a hard time understanding why carrying a wallet is inconvenient.

My wallet works when my phone is dead, broken or lost. It helps people identify me if I'm in distress and cannot speak, it carries cash which is usually acceptable everywhere.

It only takes up 3 by 2 by .5 inches in my front pocket as it is minimal in size and I don't carry 800 club cards