@Gargron I remember using NFC on my Samsung back in 2016 or so and everyone looked weird at me here in Spain, paying with it. Still use it since. Now many are using it. One time they called for their employees to see me pay with the phone and were amazed hahaha.

I mean yah is convenient that you do not have to carry a card, but it is annoying the level of fuckery that goes behind these paying methods with their "apps" that give you rewards, track your purchases, and more. Maybe Apple does not do it yet, but will.