@gosha I hear you. Even in corporate world, there’s now a lot of anxiety about layoffs (which are often not based on your individual performance so you can’t control it) and/or return to office. That said, I know precisely 0 people in your first category who also have kids and don’t have a an alternative stable source of income (e.g. through another low-key job, a partner, family wealth or savings from some previous cashout event)