IMHO having online login means that your login data might just be hacked in yet another hack. Your are also then recognized across devices and can be tracked across devices. It is also the first step to then push further online services, that you may or may not want.
I also do not think you should be forced to use Windows Hello, that includes pins and simple questions. If you want to just use a long, difficult password, then that should be your choice.
@jon care to explain how you actually « hack » a system that rely on private / public key
oh god they will have your public key what an horror (when you enable passwordless account in microsoft there is no password to steal only public key of your passkey / yubikey
for the choice i’m not for it we have let the user choose results ? password is the most used password so now i’m for removing this choice since we are in cyber wars weak security choice is a luxury we cannot afford anymore