@aurisc4 @aral I don't think banking is a good analogy here. My (US-based) bank has online banking independent of my phone platform. And I do have the option of in-branch banking. If the bank won't provide this, I can bank elsewhere. Medical providers can be local monopolies, especially for specialty care. The neighborhood neurosurgeon or oncologist may not have any local competition. Which means you may be forced into a duopoly phone, just to access medical care.