@ianthetechie @simon @pnorman Since Paypal is not a bank, they have a lot more freedom to deny you access to your money. Banking regulators are useless to consumers trying to get a remedy. The best you can do is sue them like any private business. In most of Europe, that’s broken from the start because there is no small claims courts in most if not all of the EU & court fees are not awarded when you win.
@pnorman @simon @ianthetechie So a lawsuit is only worthwhile for disputes over €10k. This makes Paypal a stupid risk to Europeans. Americans have better access to courts & could sue Paypal for small amounts. It’ll cost <$100 in court fees to file & serve but the loser pays that. OTOH, Paypal most likely has an arbitration clause in their ToS which neuders that option.