There's a list of recommended OwnCast accounts to follow over on @FediFollows at https://social.growyourown.services/@FediFollows/110928912022702907
There's also an official directory of OwnCast streams at https://directory.owncast.online
If you want to run your own livestream you will need to set up your own server, because OwnCast doesn't currently allow servers to offer signups to outsiders. You'll need to be slightly techy to do this, but as installations go it is relatively painless. More info at https://owncast.online
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Alternatively, a much easier solution is to sign up on a PeerTube server that offers livestreams. PeerTube streaming doesn't have chat by default, but there's a plug-in that adds it.
It's up to each server to decide if it offers livestreaming and chat, you'll have to ask your PeerTube server admin about this if it's not available.
PeerTube is mainly designed for pre-recorded videos though, and the streaming was added later. OwnCast is designed entirely for livestreaming.
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