How Insurance Works
(reposting because I can't find the original post.)
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@yurnidiot After the health insurance supported a member of my family for a full year with continued income payment during treatment of cancer, I strongly disagree with the content of this strip. Insurance often actually works. @ArneBab @yurnidiot in fairness, the comic is American, there are some notorious insurance providers there. @ArneBab @yurnidiot Insurance in a well regulated market does. But then you have places where regulation somehow interferes with their concept of "freedom". There, it doesn't work so well. @StryderNotavi @ArneBab @yurnidiot Let me spare you 10+ years of trying to keep the faith and tell you right now that insurance for essential needs like health care should never be subject to market forces to begin with. @SearingTruth @yurnidiot and because there is no regulation to stop this shite! @yurnidiot I was forced to wean myself from insurance after several financially devastating uncovered losses. So now at this stage of life I face massive financial risks, but I donโt pay insurance companies. I think Iโll make out OK. @Onlineadviser @yurnidiot I'd say that's a serious gamble I'd not be willing to take but I know not everyone can migrate. @yurnidiot @yurnidiot Insurance is not healthcare and healthcare is rarely, if ever, properly insured. @yurnidiot https://www.instagram.com/p/ClOoXU0rJrj I think this ought to lead you to the original artist. @kkarhan @yurnidiot it was a five second search on the handle of the original artist, which is prominently displayed on the work itself ::shrug emoji:: @yurnidiot The insurance company's stock price went up after the very expensive CEO was killed. @yurnidiot how it works ... in the United States. In Germany, my grandfather went "hello, I'm over 70, I'd like a donor kidney" and they said "okay, it's gonna take a metric shit ton of paperwork, but here's your kidney and your life-long medication. Send us the bill" @danielaKay @yurnidiot that's because in #Germany, #Healthcare is seen as a #HumanRight and #Infrastructure and not as a commodity... @yurnidiot Thanks. I just subscribed to the pizzacakecomic rss feed for more of this kind of wisdom. :) @yurnidiot Indeed, insurance is a scam. The policy document (if you care to read all 1,000 pages of small print) makes clear than anything that might actually happen is excluded from the policy. And if that fails they tell you that you lied on your application because you didn't disclose something completely irrelevant to the policy. @sainthelenaislandinfo @yurnidiot that's a U.S. - specific issue. Other places don't allow that shite... @yurnidiot no, that's "How #insurance works in the #USA!" - Cuz that just isn't the norm among #G7 or even #G20 nations! #AmericanExceptionalism is assuming every place in the world is that shitty when it comes to #Healthcare! - Which is far from the truth! @kkarhan@infosec.space @yurnidiot@mstdn.social @yurnidiot And sometimes people in top hats and monocles get gunned down in the streets ... but I'm sure there's no correlation. @yurnidiot it should really be specified that itโs private health insurance systems โฆ or systemโฆ i donโt know if anyone else is doing private leeching as a default @yurnidiot Not entirely wrong. Unelected corporate bureaucrats who get more stock options if they keep losses low. easiest way to do that, deny claims. @yurnidiot i had a doctor prescribe me with preventative medicine. my claim was denied. later when my case got worse, my doctor prescribed me life saving medicine. my claim was denied. the insurance wanted to know why we hadn't tried preventative medicine first. it was all very cool and good @yurnidiot@mstdn.social @yurnidiot Yes, the ideal business model they strive for is similar to casinos. Have people give you money and give them nothing in return as much as possible. |
@yurnidiot Suddenly I feel like I need to check out Pizzacake, rofl.