@grishka @zonk
For real? Pure cargo cult!
Having two separate devices is at least more secure. Besides, does it even ask for a PIN? Normally one expects it to be secure because the phone acts as an additional security device that performs a biometrics check of the one holding it prior to responding to a challenge, with phone out of the way and no PIN prompt this is madness! 😱
m0xEE, it works exactly like a regular contactless card. The terminal asks for a PIN if the amount is above some threshold.