@gosha You don't know me I guess, but I have been using :hledger: #hledger for many years now. I love its flexibility, approachability, backupability, but depending on how fine-grained you want to sort your stuff, data entry and management can become quite tedious. But once you have it, it's magical to ask hledger to give you all kinds of numbers, averages or future predictions or plots [1].
You'll find nice people to talk about this here: https://pypi.org/project/hledger-utils/
@nobodyinperson Thank you for replying! The reporting is what attracts me to it in the first place, yes... how fine-grained does it make sense to be? Does it not make sense to just import all transactions from one's banks?