Gregory's ServerI don’t like how most credit cards use travel as the main perk. I don’t go anywhere; I don’t think about life in miles. Start counting my points in something relevant to me like Zoloft refills or cloud storage subscriptions
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 One of our largest banks does this exact thing. You get "thank you" points as cashback for your card payments, then you can spend them at any of the participating retailers at the rate of 1 point = 1 ruble. |
@samhenrigold I thought it was brilliant how the sapphire reserved pivoted to offering perks like with Instacart and DoorDash.