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Top-level
 @kinyutaka "home ownership implies being able to keep the home and pass it to children" My idea is based on trying to balance needs, fairness, realities of life and environmental impact. In my country, per capita living space has been growing (almost 50m2 for a single person atm) while about 10% live in cramped quarters (more than one person per room, say around 10m2 or less per person), thanks to policy based on self-owned single homes and apartment blocks for rent being supported 1/2 5 comments
 Oh, believe you me, I am not a huge fan of apartment living, but that's what will end up happening if we don't allow and encourage individual home ownership. Here is a proposal, rental inheritance. If a house is being rented out, then the renter inherits the house upon the death of the owner, instead of the children. And a massive penalty to transferring ownership of a rental home to anyone but the renter, including as a gift or a sale. Like, if I am living in a home worth $250,000, and the owner passes the home to his kid to prevent it from going to me, it could cost $225,000 in extra taxes. Congrats, you can keep the house, but you'll never profit. Or they could sell the home to me early, and even if I only give them $100,000 it's more than they'd get from keeping the home and renting it more. And if they just wait, I get the home free. @kinyutaka You just ignored the issued I mentioned about suburbanization, families growing, shrinking and members getting elderly. And with the same floor space in a detached/semi house requiring more resources, land and energy than in an apartment block. Coop housing can cope with all that, syndicated housing even better. I am not sure how co-op or syndicated housing is supposed to work, so I can't speak on that. |
Gregory's Server
@kinyutaka Many apartment blocks end up in the hands of shady companies located in some tax haven that don't do the legally required upkeep, while in detached homes, adult children move out, people become elderly, they have to pay to maintain the space, they're reliant on a car-based surburban infrastructure even if too frail for a car, their house can't be retrofitted for a wheelchair but they'd lose the only thing their children can inherit, so they stay as long as possible. 2/2