@nixCraft Sad thing is, most banks actually require the first, but since that's so ridiculous you have to write it down or something and even then probably have to try four or five different options. Worse still, people give up and use password managers which can have problems and leaks sometimes.
Sometimes I think seriously about just permanently dedicating some old phone or tablet or something solely to passwords and 2FA stuff, left permanently in airplane mode or something.
@nazokiyoubinbou @nixCraft I’m sorry, did you actually write “worse still people give up and use password managers”? Worse than writing it down?! Or do you really expect to remember all the different randomized passwords for all your different accounts?