Not everything needs to be peer-to-peer.
Not all things are actually viable to do in peer-to-peer. For example, peer-to-peer systems have a problem reliably saving state, therefore most of them are by necessity stateless - or terribly slow like blockchain (which is, again, okay for _some_ applications).
That's why client-server architecture exists - it provides a missing piece.
The question is - who controls the servers, and if you can meaningfully take part in its governance - or viably secede and incorporate your own server.
@drq when you say terribly slow like blockchain, are you referring to bitcoin?
Nano appears to be quite a bit faster:
https://nanoticker.info/
It looks to be doing 1.4 blocks a second, so if doing a transaction takes under a second to confirm that sounds pretty fast to me?