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Top-level
 @rixx the "made-up delay" referred to the arbitrary delay that banks impose on processing payments, not the presale. AFAIK the delay for SEPA is always 1 bank working day, regardless of the origin and target country. I just noticed it said "fairer chance", not "fair chance", which is sorta true. My point is that unless you use an instant payment method your payment will arrive after the replication timeout, so you'll receice considerably less vouchers than those using instant payment methods. 7 comments
 @jomo Hmm, not really. If you receive your voucher today at 22:00, you have 24h to buy your ticket and then another 24h to pay your ticket, in order to catch the fastest possible replication cycle. Which means that if you buy & pay immediately, your payment has 48h time to arrive in order for you to catch the fastest replication, which is plenty for 90+% of SEPA transfers, making it so that SCT INST and credit cards hold no real/big advantage to people within SEPA. @jomo The fact that your order has to be 24 hours old before it can be considered for replication means that *everybody* has to wait at least 48 hours between a voucher being sent out and its child voucher being sent out, so I’d say “fewer vouchers” may still be true if your entire group doesn’t use instant payment, but “considerably fewer” possible less so. @rixx thanks for the clarification. Can you also clarify this on the page somehow? It's technically there, but I had to read it very carefully to understand. I think many people think the vouchers replicate every 24 hours when they're ordered and paid within the first 24h. The blog post also suggests this, IMO: > Once this ticket is paid for, a new voucher will be generated (roughly once per day[…]) Thanks for your work! @rixx My confusion is probably based on what people said when the first vouchers were sent out before reading it myself. The (current) state of the text is actually quite okay tbf. If you append something like "It takes at least 48h for a voucher to replicate" to that FAQ it should be very clear and you don't have to think about the details that much. Nitpicking now, but the page says 24h old and *older than* 24h further down. Might add to confusion, although not technically relevant. "AFAIK the delay for SEPA is always 1 bank working day" Not in my experience. I sent money in the evening and it was there next morning, even from one country to another. And I have sent money in the morning and it arrived in the afternoon. Some banks are slower, though. Many already support SCT Inst, and soon they must. From 2025/01/09 all banks in SEPA must support receiving and from 2025/10/09 they must support sending. So at most another year until the ordeal is over. |
Gregory's Server
@rixx I hope that the EU regulation @feuerrot mentioned will convince banks to support instant payments by next year :D