@Katti at least BoA states "For international wire transfers, markups are included in Bank of America, N.A. […] exchange rates" and "For international wire transfers, in addition to our standard wire transfer fee, other fees may also apply, including those charged by the recipient’s financial institution, foreign taxes, and other fees that are part of the wire transfer process." in a footnote way below their "0$ fees" (https://info.bankofamerica.com/en/digital-banking/wire-transfers)
@Katti my 47,50€ figure includes 'at least 25€' of "foreign bank costs" if the payer pays all fees ("OUR") - which I'd expect is necessary, because otherwise the payee's bank would also charge some amount of fees and CCCV wouldn't receive the full amount(?)
@Katti at least BoA states "For international wire transfers, markups are included in Bank of America, N.A. […] exchange rates" and "For international wire transfers, in addition to our standard wire transfer fee, other fees may also apply, including those charged by the recipient’s financial institution, foreign taxes, and other fees that are part of the wire transfer process." in a footnote way below their "0$ fees" (https://info.bankofamerica.com/en/digital-banking/wire-transfers)