@CaptainJanegay @simonwood @Edent
It is being used to verify your identity though. The scammer has presented it to you as if it's verifying their identity to you, but it's actually verifying your identity to the bank.
The notification could be improved with something like "if you have just called the bank, enter your passcode to continue. If instead someone claiming to be from the bank has called you, they are trying to defraud you and you should immediately hang up and call the bank."
@CaptainJanegay @simonwood @Edent
They could I guess also have an option to push out a notification to go with their outbound calls, "The bank is calling you. You seeing notification confirms that the caller really is from the bank. Please enter your passcode to confirm to the caller from the bank that you really are you."