the rabbit holes always keep expanding. reading about UPI IDs.
https://en.wikipedia.org/wiki/Unified_Payments_Interface
I was just surprised to see there is this weird name system for banks that is user facing with millions of users I had never heard of.
usernames are in the form of username@bank but its not an email address
this is fascinating
https://www.facebook.com/StateBankOfIndia/posts/beware-of-the-fake-upi-ids-that-are-making-the-rounds-in-the-guise-of-prime-mini/3171998306184279/